Mortgage Solutions from bankcda

At bankcda, we’re committed to making your mortgage experience personal, simple, and local. Whether you’re purchasing your first home, building new, or refinancing, our local lending experts are here to guide you through every step.

bankcda offers a wide variety of mortgage options, including Special Loan Programs, to meet any needs. Contact a bankcda Mortgage Loan Officer to help you decide what loan option is best for you.

Conventional: (Fannie/Freddie)

  • Competitive interest rates and flexible terms
  • Options for fixed or adjustable rates
  • Ideal for buyers with good credit and stable income
  • Available for primary homes, second homes, or investment properties
  • No private mortgage insurance (PMI) required with 20% down payment

FHA

  • Designed for first-time or lower credit score home buyers
  • Lower down payment options (as low as 3.5%)
  • Flexible credit and income requirements
  • Backed by the Federal Housing Administration
  • Fixed-rate options for predictable payments
  • Great for buyers with limited savings for a large down payment

VA

  • Exclusive to eligible veterans, active-duty service members, and certain military spouses
  • No down payment required (in most cases)
  • No private mortgage insurance (PMI) needed
  • Competitive interest rates and flexible credit requirements
  • Backed by the U.S. Department of Veterans Affairs
  • Lower closing costs and additional benefits for qualified borrowers

JUMBO

  • For financing higher-value homes that exceed conventional loan limits
  • Flexible loan amounts above conforming limits
  • Competitive rates for qualified borrowers
  • Available with fixed or adjustable-rate options
  • Typically requires strong credit and larger down payment
  • Personalized guidance for complex, high-value transactions

Fast. Local. Trusted.

Apply Now with bankcda.

Not Sure Where to Start?

Our Mortgage Team can help you explore:

– First-Time Homebuyer Options

– Pre-Qualification And Pre-Approval

– Credit Tips & Homebuying Education

Have Additional Questions?

Explore our Frequently Asked Questions to learn more about bankcda’s mortgage options, application process, and how we can help you.

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