WHY
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
– Social Security number and employment information
– Checking account information and account balances
– Transaction history and overdraft history

When you are no longer our customer, we continue to share your information as described in this
notice.

HOW
All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers’ personal information; the reasons bankcda chooses to share; and whether you can
limit this sharing.

FOR OUR EVERYDAY BUSINESS PURPOSES—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does bankcda Bank share? – YES
Can you limit this sharing? – No

FOR OUR MARKETING PURPOSES—to offer our products and services to you
Does bankcda Bank share? – Yes
Can you limit this sharing? – No

FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES
Does bankcda Bank share? – No
Can you limit this sharing? – We don’t share

FOR OUR AFFILIATES’ EVERYDAY BUSINESS PURPOSE—information about your transactions and experiences
Does bankcda Bank share? – No
Can you limit this sharing? – We don’t share

FOR OUR AFFILIATES’ EVERYDAY BUSINESS PURPOSE—information about your creditworthiness
Does bankcda Bank share? – No
Can you limit this sharing? – We don’t share

FOR NONAFFILIATES TO MARKET TO YOU
Does bankcda Bank share? – No
Can you limit this sharing? – We don’t share

How does bankcda protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files
and buildings. We limit access to information to those employees for whom access is
appropriate.

How does bankcda collect my personal information?We collect your personal information, for example, when you
– Open an account or show your driver’s license
– Show your government issued ID or give us your contact information
– Provide employment information
We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only
– sharing for affiliates’ everyday business purposes—information about your creditworthiness
– affiliates from using your information to market to you
– sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.

 

AFFILIATES
Companies related by common ownership or control. They can be financial and nonfinancial companies.
– bankcda has no affiliates

NONAFFILIATES
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
– bankcda does not share with nonaffiliates so they can market to you

JOINT MARKETING
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
– bankcda doesn’t jointly market